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What's Your Online Learning IQ?
If you're considering online learning, you're well aware you can earn your degree online, minus the time and location constraints that often arise with attending a traditional brick-and-mortar school. You know it sounds like a great way to finally complete your once-embarked-upon-studies, or add that graduate or executive needed to advance your career. But how much do you really know about online learning?

True or False:

1 - You can school anytime, anywhere.

Actually, this statement is both true and false. For the majority of online programs, you can. Terms to look for include asynchronous (class work can be completed at a time convenient for you so long as you meet deadlines) and synchronous (there is a scheduled class time where you're required to sign on). Most online programs are asynchronous, since the academic flexibility for which online higher education is so highly regarded stems from the ability to log on and learn when it is convenient for you.

In fact, here's how most online programs work: You receive a user name and password that grants you access to all online class materials (syllabus, supplementary readings, professor and classmate profiles and email, etc.). Most professors establish a specific curriculum with deadlines for assignments, just like a traditional program. The onus is on you, however, to meet all deadlines, post your insight and feedback for readings and lesson questions, etc. That's the major difference, and the major convenience. No longer are you tied into a set time or place to learn; online learning affords you flexibility while maintaining high academic quality. That is, if a school is accredited.

2 - If a school's accreditation sounds official, it probably is.

False.

An "official-sounding" accreditation doesn't ensure anything. There are a multitude of "diploma mills" that grant so-called degrees. One of the most important factors to consider when deciding upon an online program is a school's accreditation. In order for your degree to be widely recognized, the college or university must have this "academic seal of approval."

Such recognition is granted by the Council for Higher Education Accreditation (CHEA) and the United States Department of Education (USDE). They review the quality and effectiveness of accrediting organizations, recognizing many of the same ones, but not all. USDE recognition is required for institutions that seek eligibility for federal student financial aid; the CHEA recognition confers academic legitimacy.

Don't let the name mislead you - regional accreditation is actually the highest level of accreditation a university can obtain, and is recognized throughout the country. CHEA and USDE recognize these six regional accrediting associations, each responsible for a specific geographic area: Middle States Association of Colleges and Schools; New England Association of Schools and Colleges; North Central Association of Colleges and Schools; Northwest Commission on Colleges and Universities; Southern Association of Colleges and Schools; and Western Association of Schools and College.

Additionally, specialized and professional accreditation is bestowed upon particular programs within a college or university, rather than an entire institution, with the exception of some single-purpose institutions. There are currently 44 accrediting bodies recognized by CHEA, and 46 by USDE (with some overlap), including the AACSB, the American Psychological Association, National Association of Schools of Music, and the Teacher Education Accreditation Council. So, for instance, a college may be regionally accredited and also have specialized accreditations for its professional programs.

Schools that aren't accredited can exist legally by meeting their particular state requirements, and are known as "state-licensed" or "state-approved." Costs are comparatively low, and courses tend to be vocationally-biased toward adult degree completion. But there are benefits to going the accredited route:
  • Only accredited universities and programs are eligible for federal (and sometimes state) student financial aid.
  • Some employers won't provide tuition assistance or recognize your credentials if your program isn't accredited.
  • State governments require accreditation when they allow students to sit for state licensure examinations in some professional fields.
Find out more about your potential school or program's accreditation at http://www.chea.org or http://www.ed.gov/admins/finaid/accred/index.php.

3 - Your work experience doesn't matter in the world of academia.

False.

Many colleges and universities, specifically those that offer executive programs, online MBAs, etc., provide students with an opportunity to earn credits from past relevant experience. Many professionals find valuable money-saving benefits to translating prior experience into college credits. Inquire with the college or university you're considering to find out about the specifics for applying for work credits.

4 - Major corporations aren't impressed with an online degree.

False.

On most diplomas from colleges and universities, there is no distinction made that a degree was earned online. And, more and more online students are finding their employers embracing the initiative and independent learning style indicative of a student who has online academic experience. In the classroom and in the workforce, technology is driving innovation. Those who can demonstrate mastery and experience are those who will have the leading edge.

5 - If you take an online course, you cannot receive financial aid.

False.

Most colleges and universities extend financial aid to online students in the same manner they do traditional students. Some schools are also able to extend federal financial aid to online students (inquire with your institution). Additionally, many schools and lenders offer loans specifically designed for nontraditional students and programs.

Be sure to also explore scholarship opportunities as well as employer reimbursement. Many corporations recognize the benefit of having leaders with advanced degrees, and will subsidize certain tuition packages accordingly.

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